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Help us Promote Homeownership in Pennsylvania

Homeowners are the proud backbone of Pennsylvania’s communities, but now more than ever homeowners need help to avoid foreclosure. Pennsylvania has been fortunate to have the Homeowners Emergency Mortgage Assistance Program (HEMAP) for homeowners facing foreclosure, but HEMAP needs more resources to help the increasing number of homeowners in trouble - and is facing elimination due to budget cuts.
Making the mortgage payment isn't the only financial challenge for homeowners. Over time, as homes deteriorate, lower-income owners often find that their homes need increasingly costly repairs, while their incomes barely suffice to pay the mortgage and taxes. The problem is particularly severe in Pennsylvania, where over 40% of our housing stock was built before 1950. Poorly maintained homes can lead to individual suffering, increased health and safety risks and even abandonment of the deteriorated home.



    • Jumpstart Germantown: Encouraging Local Entrepreneurs to Rehab Deteriorated Residential Properties Webinar

      Webinar: Jumpstart Germantown: Encouraging Local Entrepreneurs to Rehab Deteriorated Residential Properties Want to give your neighborhood a JumpStart? Learn how this innovative community and real estate development model is working in the Germantown section of Philadelphia, and gain access to …more

    • Contribute to the State Hazard Mitigation Plan Update Webinar

      Webinar: Contribute to the State Hazard Mitigation Plan Update The State Hazard Mitigation Plan will be updated in 2018, and the Pennsylvania Emergency Management Agency (PEMA) wants input from housing professionals, whose voices are often left out of this important process. …more

    • U.S. Weather and Climate Disaster Costs Top $300 Billion in 2017

      By: Bill Lucia, Route 50 Published: January 8, 2018 The cost of major U.S. disasters last year involving weather and climate cleared $300 billion, far surpassing a previous high mark, according to a report the National Oceanic and Atmospheric Administration released Monday. NOAA said the …more

    • Homes Within Reach Workshop Powerpoints

      Published: December 14, 2017 Thanks to all who attended our 13th annual Homes Within Reach Conference! We had over 830 attendees and over 165 sponsors, which makes it the most successful conference yet. This year’s theme was “Shining Our Light …more

    • 2018: The year of heading to the ‘burbs? And other real estate predictions

      By: Caitlin McCabe, Philadelphia Inquirer Updated: November 24, 2017 2017 — and the craziness that has come with it — may not be over yet, but economists are already looking toward to the start of 2018. A new year will not necessarily …more

    • PA shared housing program begins in Wayne

      By DAVID HULSE, River Reporter Published: Wed, 11/08/2017 HONESDALE, PA — Wayne County has joined with Pike and Monroe counties to offer a program to assist both senior homeowners and lower-income singles seeking affordable housing. On November 2, Monroe-Pike-Wayne link coordinator …more

    • PHARE in 2017: What will it do?

      Posted: November 7, 2017 On November 4 we celebrate the anniversary of Act 58 which dedicated a portion of the Realty Transfer Tax (RTT) as a consistent revenue source for PHARE – the state housing trust fund. This #GivingTuesday (November 28), you …more

    • Legislature passes bill to help homeowners replace lead water lines

      By: Liz Navratil, Pittsburgh Post-Gazette Published: October 25, 2017 HARRISBURG — Amid efforts to end the four-month-long budget impasse, lawmakers passed a bill Tuesday that would allow the Pittsburgh Water and Sewer Authority to help homeowners replace their lead service …more

    • Affordable Housing and Energy Assistance Fact Sheets

      October 2, 2017 Fact sheets were created by a group of energy efficiency and affordable housing advocacy groups to make the case that federal resources in these areas to help working individuals and families, and need to be maintained at …more

    • Webinar Recording: PHARE Application 101

      Recorded on September 29, 2017 This webinar provides information to organizations and individuals interested in applying for Pennsylvania Housing Affordability and Rehabilitation Enhancement (PHARE) funding, administered by PHFA. PHARE funds have been used to leverage an additional $470 million investment …more