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ISSUES

Help us Promote Homeownership in Pennsylvania

Homeowners are the proud backbone of Pennsylvania’s communities, but now more than ever homeowners need help to avoid foreclosure. Pennsylvania has been fortunate to have the Homeowners Emergency Mortgage Assistance Program (HEMAP) for homeowners facing foreclosure, but HEMAP needs more resources to help the increasing number of homeowners in trouble - and is facing elimination due to budget cuts.
Making the mortgage payment isn't the only financial challenge for homeowners. Over time, as homes deteriorate, lower-income owners often find that their homes need increasingly costly repairs, while their incomes barely suffice to pay the mortgage and taxes. The problem is particularly severe in Pennsylvania, where over 40% of our housing stock was built before 1950. Poorly maintained homes can lead to individual suffering, increased health and safety risks and even abandonment of the deteriorated home.

 

News

    • Ounce of prevention: A healthy homes effort has track record of success

      By: Pittsburgh Post-Gazette Published: July 25, 2017 Various groups in Pittsburgh and Allegheny County help disadvantaged residents with home repairs. Now, some of them have pledged to coordinate their efforts so the homes they touch are left as green and …more

    • EDITORIAL: West York tackles blight

      By: York Dispatch Published: July 20, 2017 Most folks in York County pride themselves in being ruggedly conservative. They don’t like it much when the government sticks its nose into their private business. That’s particularly true when it comes to their property. …more

    • Webinar Recording: The Dangers of Rent to Own

      Recorded: July 14, 2017 Rent-to-own, lease purchase, lease with option, installment sales agreement. These pay-as-you-go transactions to buy houses have many names. This webinar will discuss the current national trends in rent to own, teach you how to identify these …more

    • ‘Housing emergency’: High demand, low supply driving up prices in seller’s market

      By: Candy Woodall, Harrisburg Patriot News Posted: July 10, 2017 It’s a seller’s market, but not enough homeowners are selling. The housing inventory has been so low through spring and summer, the National Association of Realtors predicts the country could …more

    • Webinar Recording: How to Improve Your Messaging Around Affordable Housing

      Recorded: July 5, 2017 This webinar highlights specific strategies, gleaned from collaborative research that Enterprise Community Partners is conducting with the FrameWorks Institute, to overcome these challenges. Dr. Manuel offers evidence-based tools for reframing the public discourse on homelessness and …more

    • Lawrenceville Corporation breaks ground on community land trust

      By: Emily McConville, Pittsburgh Post-Gazette Published: Jul 3, 2017 The Lawrenceville Corporation has broken ground on seven homes as part of the Lawrenceville Community Land Trust, which aims to create and maintain affordable housing in a neighborhood where housing prices …more

    • County creating housing program for younger mental-health clients

      By Jennifer Learn-Andes – Wilkes-Barre Times Leader Published: June 18, 2017 An independent living house will be established for “transitional age” clients of Luzerne-Wyoming Counties Mental Health and Developmental Services, county officials have announced. The clients being targeted generally range …more

    • Federal Reserve Bank of Philadelphia launches Home Mortgage Explorer

      By: Federal Reserve Bank of Philadelphia Published: Summer 2017 Data Source: The Home Mortgage Explorer provides lending estimates produced from publicly available Home Mortgage Disclosure Act (HMDA) data. HMDA requires lending institutions above a certain asset size with a branch …more

    • Funding cuts to affordable housing proposed for upcoming state budget

      Funding cuts to affordable housing proposed for upcoming state budget Some funding cuts to affordable housing have been proposed for the upcoming state budget. As News 8’s Matt Barcaro explains, some fear that could hurt the homeless the most.

    • How the CFPB Improved Mortgage Lending

      By Larry Kirsch and Gregory D. Squires Published: June 8, 2017 “It is impossible to buy a toaster that has a one-in-five chance of bursting into flames and burning down your house. But it is possible to refinance an existing …more

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