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Help us Promote Homeownership in Pennsylvania

Homeowners are the proud backbone of Pennsylvania’s communities, but now more than ever homeowners need help to avoid foreclosure. Pennsylvania has been fortunate to have the Homeowners Emergency Mortgage Assistance Program (HEMAP) for homeowners facing foreclosure, but HEMAP needs more resources to help the increasing number of homeowners in trouble - and is facing elimination due to budget cuts.
Making the mortgage payment isn't the only financial challenge for homeowners. Over time, as homes deteriorate, lower-income owners often find that their homes need increasingly costly repairs, while their incomes barely suffice to pay the mortgage and taxes. The problem is particularly severe in Pennsylvania, where over 40% of our housing stock was built before 1950. Poorly maintained homes can lead to individual suffering, increased health and safety risks and even abandonment of the deteriorated home.



    • PHFA Press Release Application deadline is Nov. 15 HARRISBURG – The Pennsylvania Housing Finance Agency today is issuing a Request for Proposals soliciting applications from organizations for projects to improve the availability and affordability of housing across the commonwealth. Funding …more

    • From: The Washington Post, Pittsburgh Post-Gazette WASHINGTON — Mary Gerace has lived here since 1963 and loves it. But at 73, she worries that someday she may become too frail to stay in the rent-controlled third-floor walk-up apartment where she has lived …more

    • From: Pittsburgh Post-Gazette As the Allegheny County Health Department, through mandated blood screening, is learning more about children being exposed to lead, the focus of the new Lead Safe Allegheny coalition of 16 nonprofit and public agencies is how to …more

    • From: Bloomsburg Press Enterprise Montour County residents may be able to tap into a $500,000 grant for no-cost housing repairs if they apply to get on the wait list now. Interested homeowners may call SEDA-COG’s Stacy Anderson at 800-326-9310. If the …more

    • From: Philadelphia Inquirer Philadelphia officials on Thursday afternoon announced the expansion of a program that will give first-time home buyers and other eligible city residents up to $10,000 when they purchase a home in the city. The revamped program, called …more

    • From: The Philadelphia Tribune Phyllis Chamberlain, executive director of the Housing Alliance of Pennsylvania, said residents may be pushed into substandard housing — in Philadelphia or elsewhere — with potentially lifelong impacts. “There’s evidence that children who experience homelessness and …more

    • From: Bloomberg News The Trump Administration is cracking down on national affordable housing programs because of concern over growing risk to the government’s almost $1.3 trillion portfolio of federally insured mortgages. The effort targets providers of money for borrowers who …more

    • From LNP.com There is little disagreement that Lancaster County has a shortage of affordable housing. It’s more difficult to define what constitutes affordable housing. Is it the cost of rent? The cost of a home and the monthly mortgage payment? …more

    • Generocity  Most low-income communities in the U.S. have access to an important resource that few people outside of these communities know: a CDFI, or community development financial institution. CDFIs are private community lenders dedicated to delivering social and economic impact …more

    • Go Erie and The Washington Post Homeownership among blacks has been on the decline in the US since 2004. Vanessa Bulnes and her husband, Richard, bought their house on 104th Avenue in East Oakland, California, in 1992. The modest two-bedroom …more