Federal Reserve Bank of Philadelphia launches Home Mortgage Explorer

By: Federal Reserve Bank of Philadelphia

Published: Summer 2017

Data Source:

The Home Mortgage Explorer provides lending estimates produced from publicly available Home Mortgage Disclosure Act (HMDA) data. HMDA requires lending institutions above a certain asset size with a branch office located in a metropolitan area to submit loan-level information on the mortgage applications they receive, regardless of whether those applications are eventually originated.1 The Home Mortgage Explorer provides lending statistics for first-lien mortgages for 1- to 4-family, owner-occupied housing units in the 50 states and Washington, D.C., for the years 2010 to 2015.2 Both approved and denied applications are analyzed. Applications not included in the Home Mortgage Explorer include those withdrawn or closed for incompleteness, preapproval requests, and loans purchased by the respondent’s institution.


For questions pertaining to the Home Mortgage Explorer, please contact Kyle DeMaria (, Lisa Nelson (, or Matthew Klesta (

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