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Help us Promote Homeownership in Pennsylvania

Homeowners are the proud backbone of Pennsylvania’s communities, but now more than ever homeowners need help to avoid foreclosure. Pennsylvania has been fortunate to have the Homeowners Emergency Mortgage Assistance Program (HEMAP) for homeowners facing foreclosure, but HEMAP needs more resources to help the increasing number of homeowners in trouble - and is facing elimination due to budget cuts.
Making the mortgage payment isn't the only financial challenge for homeowners. Over time, as homes deteriorate, lower-income owners often find that their homes need increasingly costly repairs, while their incomes barely suffice to pay the mortgage and taxes. The problem is particularly severe in Pennsylvania, where over 40% of our housing stock was built before 1950. Poorly maintained homes can lead to individual suffering, increased health and safety risks and even abandonment of the deteriorated home.



    • 2008-2017 State Budget Chart updated April 6, 2017

      Revised 4/6/17 Figures are rounded. 1 Tax Credit; part of the Tax code not the Budget. 2 Also included in HSDF Block Grant. 3 2012-2013 through 2016-2017 funded from the Homeowner Assistance Settlement Fund, not General Fund. 4 Funded from Act 13 Impact Fees. Minimum of $5 M but by formula the amount has been …more

    • Governor Wolf Announces New PHARE Funding to Support Affordable Housing across Pennsylvania

      Press Release from Governor Tom Wolf’s Office Published: April 13, 2017 Harrisburg, PA – Governor Tom Wolf today announced recipients of a new round of funding for housing programs made available through the Pennsylvania Housing Affordability and Rehabilitation Enhancement (PHARE) fund. This funding is a portion of the Realty Transfer Tax earmarked through Act 58 …more

    • Governor Wolf announces recipients of PHARE funding

      FOR IMMEDIATE RELEASE PRESS CONTACT Victoria Bourret, Communications and Project Manager Housing Alliance of Pennsylvania 215-576-7044 victoria@housingalliancepa.org Date: April 13, 2017 Harrisburg, PA- Today $12 million was awarded to 68 programs and projects across 38 counties in Pennsylvania to expand the availability of homes within reach of low wage workers and people on fixed incomes. …more

    • In Ohio County That Backed Trump, Word of Housing Cuts Stirs Fear

      By: Yamiche Alcindor Published: April 2, 2017 KINSMAN, Ohio — For years, Tammy and Joseph Pavlic tried to ignore the cracked ceiling in their living room, the growing hole next to their shower and the deteriorating roof they feared might one day give out. Mr. Pavlic worked for decades installing and repairing air-conditioning and heating …more

    • South Whitehall insurance company settles fair housing complaint

      By: Michelle Merlin Published: April 3, 2017 A South Whitehall Township insurance company, saying it was a “misunderstanding,” resolved a fair housing complaint about minority callers who requested quotes for homeowners insurance. Arbor Insurance Group will volunteer to help first-time homebuyers as part of the agreement with the Housing Equality Center of Pennsylvania, a nonprofit …more

    • Will tax reform upend market for low-income housing?

      By: Adam Allington Published: March 29, 2017 The election of President Trump has added uncertainty to the already speculative market that is low-income housing development. Over the past 30 years, the Low-Income Housing Tax Credit program has created millions of units of affordable housing across the country, though still not enough to meet demand. Trump has …more

    • Commentary: Numbers show that tax abatements benefit city

      By: James Maransky and Kevin Gillen Updated: April 4, 2017 In 2000, Philadelphia implemented a bold program to spur investment in real estate, the 10-year tax abatement. It exempts the value of all improvements to real estate from taxation for 10 years. The abatement has been credited with promoting needed new construction and improvements to …more

    • Bills Introduced in PA House and Senate to Increase Allocation to Neighborhood Assistance Program

      By: Housing Alliance of PA The Neighborhood Assistance Program (NAP) is a visionary program. Established in 1967, it was a national pioneer in creating public/private and non-profit/for-profit partnerships to address the needs of impoverished neighborhoods. NAP provides a tax credit to businesses that contribute to nonprofit organizations engaged in enhancing the quality of life for …more

    • Webinar Recording: Loans and Grants for Homelessness, Special Needs, and Home Repair Programs

      Learn about the FHLBank of Pittsburgh’s Affordable Housing Program (AHP) which provides grants and subsidized loans up to $650,000 per project for costs associated with the acquisition, construction or rehabilitation of single or multi-family housing for individuals and families.  AHP provides a flexible source of funding, that works well with other funding sources, offers a …more

    • State and National News on the President’s Proposed FY18 Budget

      3/17/2017; updated April 3, 2017 Since the President’s budget came out yesterday, there have been many news articles published about what it means for Non Defense Discretionary programs and the people they serve. There has also been analyses published by National Groups digging deeper into long term impacts of such a budget. All related articles …more